EasyFund Loan App Review: Is EasyFund Loan App Legit; How To Apply For EasyFund Loan Today

You want to borrow money from easyfund loan app but stopped here to find the truth about it here? Welcome, you’ll never be misguide here at b4loan.

In this Easyfund review, you’ll explore details important for you to be aware of before attempting a loan. If you’re amongst those asking “is easyfund loan app legit” or you’re asking to know whether the app is a licensed loan app, you definitely have nothing to worry about anymore. 

Be rest assured, detailed guides you need have been provided in this easyfun loan app review. Now, let’s get started without having to take your time unnecessarily.

 Brief Info

The Easy Fund loan app is an Android application that allows users to easily and conveniently apply for loans anytime without any stress. 

It offers instant loans to Nigerian residents who meet the eligibility criteria. 

The app allows you to fill out the loan application form at any time, including weekends and holidays, to receive a loan. It is designed to provide a quick and hassle-free borrowing experience. 

You can download the EasyFund loan app from the Google Play Store.

But before taking the decision to borrow money from easy fund loan app, confirming its authenticity and legitimacy is crucial.

EasyFund Loan App Review: Is EasyFund Loan Legit Or Not, Is It Approved By CBN

EasyFund Loan App Review: Is EasyFund Loan App Legit; How To Apply For EasyFund Loan Today

EasyFund Loan App Review: Is EasyFund Loan App Legit; How To Apply For EasyFund Loan Today

Is Easyfund loan approved by CBN 

Easy Fund loan app is an approved loan app by the Central Bank of Nigeria (CBN), this means it has met the regulatory requirements set by the CBN at that time. 

NOTE: This definitely means you can get a loan from the app. 

Alsoo, before making a decision, see answer to “is easyfund loan app legit or not” provided in the next session.

Is EasyFund Legit or Not 

Determining whether an app is legit or a scam can be a challenging task. 

However, there are a few factors you can consider to assess the credibility of the Easy Fund loan app:

Ratings and Reviews: The fact that the app has a 4.0 rating on the Google Play Store and numerous reviews is a positive sign. 

Take some time to read through the reviews and see what other users are saying about their experiences with the app. 

Keep in mind that reviews can be subjective, so it’s important to consider a wide range of opinions.

Downloads: The number of downloads can also indicate the popularity and trustworthiness of an app. With over 111k+ downloads, it suggests that there is a considerable user base for the Easy Fund loan app.

Research and Due Diligence: Conducting thorough research on the app, its developers, and any associated company can provide valuable insights.

Look for information about the company’s background, licensing, and registration.

Check if they have a website or any official presence that can provide more details about their operations. All these we have done and you may not necessarily need to do them.

Terms and Conditions: Take the time to carefully read through the terms and conditions of the app. Look for any red flags or suspicious clauses that might indicate potential risks or hidden charges.

Contact Information and Support: Legitimate apps usually provide clear contact information and customer support channels.

Check if the Easy Fund loan app has a support team that you can reach out to in case you have any questions or issues.

The Easyfund loan customer care number and email have been provided in this review.

With the provided reviews, can we say the easyfund loan app is legit?

Based on the provided information of a 4.0 rating, 13k reviews, and 111 k+ downloads on the Google Play Store, it suggests that the EasyFund loan app has garnered a significant user base and generally positive feedback. 

However, it’s important for you to be sure that reviews and ratings alone cannot guarantee the legitimacy of an app.

While a high rating and positive reviews are generally positive indicators, they do not provide a comprehensive assessment of the app’s legitimacy. 

It’s always prudent to conduct further research, such as verifying the developer’s information, checking for any regulatory approvals, and reading through the terms and conditions.

Additionally, it’s recommended to exercise caution and carefully evaluate the app based on multiple factors, including user reviews, official communications, and personal experience. 

If you have any doubts or concerns about the legitimacy or safety of the Easy Fund loan app, it’s advisable to consider alternatives provided below:

  1. CreditMesan Loan App Review: Is CreditMesan Loan App Legit?
  2. Lifeline Loan App Review: Should You Apply For Loan?
  3. New Credit Plus Loan App Review: Legit, CBN Approved?
  4. Oyescredit Loan App Review, Is Oyescredit Legit?
  5. Calf For You Loan App Review (Read Before Applying)

Should I Apply For Easyfund Loan?

We cannot make personal financial decisions for you. Whether or not you should apply for a loan from the Easy Fund loan app depends on several factors, including your individual financial situation, your needs, and your comfort level with using the app.

To help you make an informed decision, consider the following:

Evaluate your financial needs: Determine why you need the loan and whether it is necessary. 

Consider alternatives, such as exploring other loan options or seeking financial assistance from other sources.

Research the app: Conduct thorough research about the EasyFund loan app, its features, terms and conditions, interest rates, fees, and repayment terms. Understand how the app operates and how it aligns with your financial goals and requirements.

Assess your eligibility: Check the eligibility criteria for the loan app to ensure that you meet the necessary requirements.

This may include factors such as age, income, credit score, and employment status.

Read user reviews and ratings: Take into account the feedback from other users who have used the EasyFund loan app.

Consider both positive and negative reviews to gain a balanced understanding of the app’s performance and user experience.

Consider the risks and costs: Evaluate the interest rates, fees, and repayment terms associated with the loan app. Ensure that you fully understand the financial implications and potential risks involved before proceeding.

Seek professional advice: If you are uncertain or have concerns about using the Easy Fund loan app, consider consulting with a financial advisor or professional who can provide personalized guidance based on your specific circumstances.

Easyfund Loan Requirements

Just like some other loan apps in Nigeria, Easyfund loan requirements and eligibility requirements are important to be met, to ensure you get a loan from easyfund without hassle, here are the easyfund loan requirements you need to meet up with:

Age: You must be at least 18 years old to apply for a loan.

Identity verification: You will need to provide valid identification documents to verify your identity.

Bank account: You will need to have an active bank account to receive the loan funds.

Creditworthiness: Your credit history and credit score may be considered during the loan approval process.

Income: Some lenders may require proof of income to assess your ability to repay the loan.

Residency: You may need to be a resident of the country where the Easy fund loan app operates e.g Nigeria.

Before you explore the detailed guide on how to apply for easyfund loan, below are the easyfund loan interest rate you must be aware of:

Easyfund loan interest rate 

If you choose a 6-month loan and borrow ₦100,000 from EasyFund, they charge an interest rate of 4% per month. 

This means that for each month, you would be charged ₦4,000 as interest (₦100,000 * 4% = ₦4,000). 

Over the course of 6 months, the total interest you would pay is ₦24,000 (₦4,000 * 6).

In terms of the annual percentage rate (APR), you mentioned that the APR is 48%. 

The APR includes not only the interest rate but also other fees and charges associated with the loan. 

It provides a more comprehensive view of the total cost of borrowing over a year. Therefore, if the APR is 48%, it indicates that the total cost of borrowing (including fees and charges) for a year is equivalent to 48% of the loan amount.

Easyfund loan app download

Easyfund loan app download procedures haven’t changed if you’re an Android user.

As an Android user, you can download EasyFund loan app from the Google play store by tapping the “Get Loan” button on this portal.

Once you tap it, immediately, you’ll be redirected to the play store where you’ll need to search for the app using the search bar. Once you found the app, just click the download button to get it downloaded immediately.

Have you downloaded the app, if yes, the next process is the easyfund loan app login and sign up process.

Easyfund Loan App Login

Since you’ve downloaded the app, you’ll need to open an account, this can be done by opening the app, locate the sign up button and click it.

Provide your registration details which are required e.g your username, phone number and password.

After providing those mentioned, click on the sign up button.

Once you have registered successfully then the easyfund loan app login process is the next step.

To log in to the EasyFund loan app, you will need to follow these general steps:

Open the app on your device.

You will see a login screen where you can enter your credentials.

Enter your registered mobile number or email address associated with your EasyFund account.

Enter your password or use any other provided authentication method, such as OTP (One-Time Password) verification.

Click on the “Login” button to proceed.

If you follow these guides, you’ll successfully be logged to your account.

Now, let’s proceed to learning how to get a loan from easyfund loan app easily.

EasyFund Loan App Review: Is EasyFund Loan App Legit; How To Apply For EasyFund Loan Today

EasyFund Loan App Review: Is EasyFund Loan App Legit; How To Apply For EasyFund Loan Today

How To Apply For Easyfund Loan Easily

On how to borrow money from easyfund loan app, the following are the steps to take:

Open the app on your device and log in to your account. If you don’t have an account, you may need to register and provide the required information.

Once logged in, navigate to the loan application section within the app.

Fill out the loan application form with the necessary details. 

This will include personal information, bvn, employment details, loan amount, loan term, and any other required information.

Provide any supporting documents that may be requested, such as proof of income, identification documents, or bank statements. 

Review the loan terms and conditions carefully before submitting your application.

Submit your loan application through the app.

Wait for the application to be processed. EasyFund will assess your application based on their criteria and make a decision regarding the loan approval.

If your loan application is approved, the funds will be disbursed to your designated bank account or mobile wallet, depending on the options provided by EasyFund.

Another Alternative: KashOn Loan App Review You Must Read Before Applying

Easyfund Loan Calculator  

EasyFund provides a loan calculator to help you estimate the cost of your loan. This calculator allows you to input the loan amount and the desired loan term to calculate an estimate of the monthly payment and total repayment amount.

To use the EasyFund loan calculator, follow these steps:

Open the EasyFund loan app.

Look for the loan calculator section or feature. It is usually prominently displayed in the app.

Enter the loan amount you wish to borrow. This is the total amount of money you want to receive from the loan.

Choose the loan term. This refers to the duration or length of time over which you will repay the loan.

Click on the “Calculate Loan” button.

The loan calculator will then provide you with an estimate of the monthly payment amount and the total repayment amount for the specified loan amount and term.

You can adjust the loan amount and term as needed to see how different variables affect the repayment estimates.

Easyfund Loan Customer Care Number, Email Address

To contact easyfund loan customer care, the following are the contact info provided:

Easyfund loan customer email address castroone1298@gmail.com

Easyfund loan customer care phone number: +2348083333333.

FAQs | Frequently Asked Questions

Here are some frequently asked questions on easyfund loan review: is easyfund loan legit or not?, is easyfund approved by CBN, easyfund loan interest rate, easyfund loan requirements, how to apply for easyfund loan with their respective answers:

Is EasyFund loan legit? 

With the CBN approval, user’s ratings and reviews, we can say their primary aim isn’t to dupe people.

Is EasyFund loan approved by CBN?

Yes, easyfund is an approved loan app by CBN according to the FCCPC government website.

What is the EasyFund loan interest rate? 

EasyFund charges an interest rate of 4% per month. 

However, it’s worth noting that interest rates may vary based on factors such as loan duration, loan amount, and individual creditworthiness. 

It’s recommended to check with EasyFund directly for the most accurate and up-to-date information on interest rates.

What are the EasyFund loan requirements?

Here are the major loan requirements for easy fund loan app:

  • Be a Nigerian citizen or resident
  • Be above a certain age (usually 18 or 21 years old)
  • Have a valid bank account
  • Provide proof of income or employment
  • Submit identification documents (such as a valid ID card)

How much can I borrow from EasyFund?

EasyFund offers loans, and the maximum amount you can borrow may depend on factors such as your creditworthiness, income, and the specific loan terms provided by EasyFund. 

However, it appears that EasyFund allows borrowing up to N100,000. It’s essential to reach out to EasyFund directly to confirm the maximum loan amount they offer.


Many loan apps change their interest rates and repayment terms over time. Always review the terms and conditions carefully before downloading any loan app. B4loan doesn't promote any loan app, we just help you make informed decisions.

EasyFund Loan App Review: Is EasyFund Legit Details


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