EaseMoni is a popular loan app in Nigeria, that offers quick and accessible financial solutions. But one question lingers in the minds of many users: Does EaseMoni call my contacts? Let’s delve into this topic, addressing common concerns and providing clarity.

Does EaseMoni have access to my contacts?

Yes, EaseMoni requires access to your contacts during the application process. However, they emphasize not using this information for loan repayment or collection purposes.

What do they use the contact information for then?

EaseMoni utilizes this data for two primary reasons:

  1. Identity verification: By cross-checking your identity with a trusted contact, they aim to prevent fraud and ensure responsible lending.
  2. Emergency situations: In case of an emergency related to your loan, they might try to reach you through your emergency contact listed in the app.

Important Points to Remember:

  • EaseMoni assures users that your contact information won’t be shared with your contacts themselves. They don’t disclose any loan details to them.
  • You have control over access: During the application process, you can choose to grant or deny access to your contacts.
  • Transparency is key: EaseMoni clearly outlines their data usage policies in their terms and privacy documents.


Q: Will my contacts receive calls or messages from EaseMoni?

A: No, your contacts won’t be contacted for loan repayment or collection purposes. They might only be reached in case of an emergency related to your loan, based on the emergency contact information you provide.

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Q: Is it safe to grant EaseMoni access to my contacts?

A: Whether or not you grant access is a personal decision. Review EaseMoni’s data usage policies and terms & conditions to understand how they handle your information. Remember, you have the right to choose.

Q: What happens if I don’t provide emergency contact information?

A: It may affect your loan application, as it’s part of the verification process.

Q: Can I opt-out of sharing my emergency contact information?

A: Unfortunately, no. It’s a mandatory part of the application process.

Q: What if someone impersonates EaseMoni and calls my contacts?

A: Be wary of anyone claiming to represent EaseMoni and asking for personal information or repayment via unusual methods. Verify their identity through the official EaseMoni app or website before responding.


EaseMoni respects your privacy and does not call your contacts for loan approval or collection. They utilize a data-driven approach and only contact you with the information provided in the app. Be aware of potential scams and always verify before sharing personal information.


  • It’s important to borrow responsibly and understand the terms and conditions of any loan before applying.
  • If you have any concerns or questions, contact EaseMoni directly through their official channels.
  • Stay vigilant against scams and protect your personal information.

We hope this blog post has provided clarity on EaseMoni’s contact practices. If you have any further questions, please don’t hesitate to leave a comment below.


Many loan apps change their interest rates and repayment terms over time. Always review the terms and conditions carefully before downloading any loan app. B4loan doesn't promote any loan app, we just help you make informed decisions.

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