Letshego, a pan-African retail financial services provider, offers a diverse range of loan options to suit your individual needs. Whether you’re a salaried employee, entrepreneur, or seeking personal financing, Letshego might have the perfect solution. This blog post delves deep into everything you need to know about Letshego loans, from eligibility to repayment, and answers frequently asked questions to guide you smoothly through the process.

Letshego loan requirement

Types of Letshego Loans:

  • Personal Loans: Ideal for unexpected expenses, home renovations, debt consolidation, or even vacations.
  • Microloans: Designed for micro and small businesses to fuel their growth and expansion.
  • Education Loans: Invest in your future or your children’s education with flexible repayment options.
  • Step-Up Loans: Tailor-made for established businesses to overcome hurdles and reach new heights.
  • Affordable Housing Loans: Make your dream of homeownership a reality with accessible financing.
  • Agriculture Loans: Support your agricultural endeavors and maximize your harvest potential.
  • Health Loans: Cover medical expenses and ensure your well-being with convenient loan solutions.


Requirements for a Letshego loan vary depending on the loan type but generally include:

  • Residency: Valid proof of residence in the country where you apply.
  • Age: Typically 18 years or older (may differ based on country).
  • Income: Regular income source with minimum requirements depending on the loan amount.
  • Employment: Employed (for salaried loans) or running a business (for business loans).
  • Creditworthiness: Good credit history (may not be applicable for all loans).

Applying for a Letshego Loan:

  • Online: Conveniently apply through the LetsGo app or website in many countries.
  • Branch Visit: Locate a Letshego branch near you and submit your application in person.
  • Mobile Agent: In some regions, authorized mobile agents can assist with your application.
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Required Documents:

  • National ID/Passport: Proof of identity and citizenship.
  • Proof of Income: Payslips, bank statements, or business financial documents.
  • Additional Documents: Depending on the loan type, collateral documents or guarantor details might be needed.

Interest Rates and Fees:

Letshego offers competitive interest rates, but they vary depending on the loan type, amount, and your creditworthiness. Make sure you understand all applicable fees before finalizing your loan agreement.


Flexible repayment options are available, including fixed monthly installments, balloon payments, or seasonal adjustments for agricultural loans. Ensure you stick to your repayment schedule to avoid penalties and maintain a good credit history.

Letshego Loan Contact Details

You can reach out to the support team of Letshego Loan using the details below:

WhatsApp Numbers:

0815 9393 191,
0815 939 3199,
0815 939 3217

Call Numbers:

0905 391 1450,
0815 939 3199

Email Address:



Q: What is the minimum loan amount I can apply for?

A: Minimum amounts vary by loan type and country. Contact Letshego for specific details.

Q: What is the maximum loan term?

A: Loan terms also vary, typically ranging from a few months to several years.

Q: Can I prepay my loan?

A: Yes, prepayment is usually allowed with potential early settlement fees.

Q: What happens if I miss a payment?

A: Late payments incur penalties and can negatively impact your credit score. Contact Letshego immediately if you face difficulties.

Q: How can I contact Letshego for more information?

A: Visit the Letshego website, use the LetsGo app, call their customer service hotline for your country, or chat with them on WhatsApp.

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Remember: Carefully consider your borrowing needs and repayment ability before applying for any loan. Read all terms and conditions thoroughly and ensure you understand the financial implications.

Disclaimer: This post is for informational purposes only and should not be considered financial advice. Please consult with a qualified financial advisor before making any financial decisions.

We hope this comprehensive guide empowers you to make informed decisions regarding Letshego loans. Should you have further questions, feel free to leave a comment below, and we’ll do our best to assist you.


Many loan apps change their interest rates and repayment terms over time. Always review the terms and conditions carefully before downloading any loan app. B4loan doesn't promote any loan app, we just help you make informed decisions.

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