GoCash Loan: Download | Login | Real or Fake

Basic Requirements:

• Age: 18 years or older
• Nationality: Nigerian citizen
• Identification: Valid Bank Verification Number (BVN)
• Income: Regular source of income (employment, business, etc.)
• Bank Account: Active bank account linked to your BVN
• Phone details: Your contact list, call logs, messages, as well as calendar will be required. So take note!

Additional Requirements:

• Smartphone: As GoCash is available on both the iOS and Google App Stores, you need an Android or iOS smartphone with internet access.
• Good credit history: Although not stated, you will need to have good credit history with other loan apps to increase your chances of getting loan approval from GoCash.
• Stable employment or business: Your loan application will likely be rejected if you indicate in the form that you are a student. So state otherwise!

READ: What Happened to Lcredit Loan App?

What is GoCash Interest Rate?

GoCash did not state publicly what their interest rates are, and you can only find out when you are given a loan offer after filling in your details. However, information gotten from several sources indicates that their interest can be on the high side and can go as much as over 50% of the loan amount which is ridiculously high.

Is GoCash Loan Real or Fake?

Depends on what you are asking. If you are asking if GoCash is real in terms of giving out loans, then yes they are. They indeed provide short term loans to Nigerians albeit with very high interest rate.

But if you are referring to whether they are real and legit in terms of being registered with the CBN, then no. GoCash has not been licenced by the Central Bank of Nigeria. This loan app can be classified as a loan shark. Those that gives out short 7 days loans that has ridiculously high interest rates attached to it.

These loan sharks are also known to call defaulters contact to harass them. And seeing as access to your contact list is one of GoCash’s requirements for loan approval, chances are high they could defame you if you fail to repay on the agreed date.

GoCash Customer Care Details & WhatsApp Number

GoCash is on WhatsApp! You can reach them via WhatsApp with this number:

0904 117 8516

If you prefer to send them an email message, you can do that using their email address:

Hifundgocash@gmail.com

Should You Install the Go Cash Loan App?

That is a question you have to answer foy yourself. With the information we have provided you, we believe you can make an informed decision. However, if you decide to borrow from them, make sure you are certain of your ability to repay the loan on the agreed date to avoid getting into trouble with their loan agents.

Are There Better Alternatives to GoCash?

Yes indeed, there are several of them. In fact, not too long ago, we published here on B4Loan a list of the top 2o loan apps in Nigeria right now. These apps are better than GoCash in terms of loan amount offered for a start, interest rate on the loans, repayment terms, and overall loan conditions. Moreover, these apps will not call your contacts and harrass them when you defaukt on payment. So you might want to check out the list.

ALSO SEE: Rich Cash Loan App: Reviews | Download | Login