How Do I Stop Loan Apps From Calling Me?

So you utilized a loan app to borrow money, and you have probably defaulted in payment, and now the loan apps won’t leave you alone. You are now getting persistent calls from them almost every half an hour, and the thing is beginning to wear you down. We get it – that feeling of being hounded is no joke.

Sure, securing a loan from an app can sometimes feel like a life-saving moment, but it comes at a cost. Most of the activities carried out by these loan apps are not regulated by the government and for this reason, they often act in the extreme in a bid to get their money back even if it means employing tactics such as annoying auto-dials or downright illegal harassment. Public shaming and texts to your grandma? Trust me, they’ve tried it all.

And what about those apps that you do not even owe a dime but keep getting calls from them to come and borrow money? Now, that’s a whole new level of annoying. So, is there a way to stop these apps from toying with your sanity? Can you totally stop loan apps from calling your phone number? Stick around because we are about to find out.

How do loan apps you aren’t owing get your contact?

Isn’t it strange how a loan app you have never borrowed money from in your life starts calling you with offers of a loan? I mean, you never submitted your details with them, so how the hell did they get your phone number in the first place? Simple! From those apps you borrowed from.

You see, most of these loan apps work together and sometimes one company might have more than one loan app. So when you take a loan from a certain app having submitted your details there, this loan app you borrowed from may proceed to share your phone number including other details about you to its sister apps and partners alerting them that this user(you) needs money this period and then the barrage of calls and texts begins. You get it now?

Can I stop the loan apps from calling me?

Now you might need an answer to the query “How to stop loan app from calling me?”

When it comes to stopping a loan app from calling your phone number, there are not many options at your disposal. This is because they already have your number stored in their database and unless you can somehow make yourself appear invisibly in their office and in front of their systems to delete your number yourself, you can’t totally stop them from calling you. So, is all hope lost then? Not really!

Even though stopping them from calling you might be hard, there are steps you can take to prevent their calls from getting through to you. How? you may ask. By blocking their numbers.

How to block loan app calls

1. Using your phone app

Most devices have a built-in feature to block phone numbers from calling you. To check if your device has this feature, simply go to your call history or phonebook, select the number you want to block, and then tap the three dots that are usually located at the top right-hand corner. You should see an option to block the number. If you do not find this feature, then you will need a third-party app.

Note that this method can be very hectic as you will have to keep blocking each of the numbers manually as you receive the calls so that when they call with the same numbers again, they will not be able to get through.

2. Using the Truecaller app

There are many call-blocking third-party apps scattered all over the Google Play store for Android and the Apple App Store for iPhone. However, the most recommended of them is the old and famous Truecaller app.

Truecaller can help you identify spammy calls from loan apps and block them from reaching you. They are able to identify these numbers as a result of reports they gather from several users like you.

So, to stop loan apps from calling you, simply install the Truecaller app from the App Store, and activate the call blocking. Here’s how:

• Download and launch your Truecaller app
• Tap the three vertical dots at the top right corner
• Select the “Block” option
• Scroll down and activate the “Block top spammers” option by toggling the switch to the right.

And that’s it! With that, Truecaller will always block those calls from loan apps and their agents.

Don’t forget that you can also block a loan app by yourself by tapping the number they called you with, and selecting the block option like what you have below.

So whether you are owing any loan app and they are constantly calling you to harass you, or you are getting calls from them to borrow money, with this feature enabled, those calls will all be blocked. Just make sure you always update the Truecaller’s spammers list by tapping the “Update Now” button when you see something like in the screenshot below.

With these steps, you can greatly reduce the impact of these irritating loan app calls, and regain control of your phone and your sanity.

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