Swiftkash is a popular loan app in Nigeria, however, it went through a series of developments in 2023 that affected its availability and operations. Here’s a breakdown of what happened:

Delisting from Google Play Store:

  • In August 2023, the Federal Competition and Consumer Protection Commission (FCCPC) ordered Google to remove several loan apps, including Swiftkash, from the Play Store. These apps were deemed non-compliant with regulations set by the FCCPC.
  • The main reason for the delisting was the lack of proper registration and licensing required for digital money lending companies in Nigeria.
  • This action by the FCCPC aimed to protect users from loan shark practices and ensure a safe and responsible digital lending environment.

Current Status:

  • As of February 10, 2024, the Swiftkash app is not available on the Google Play Store in Nigeria.
  • However, the Swiftkash website (swiftkash.ng) is still in operation, and the app seems to be available for download on third-party websites.
  • It’s unclear if or when the app will be relisted on the Play Store.

Possible Reasons for Continued Operation:

  • The company might be focusing on alternative distribution channels such as their website or direct marketing.
  • There’s a possibility they are working towards full compliance with regulations to achieve relisting on the Play Store.


Q: Can I still get a loan from Swiftkash?

  • A: It’s difficult to say definitively. While the website is operational, the app’s unavailability on the Google Play Store raises concerns. It’s advisable to proceed cautiously and thoroughly research Swiftkash’s current regulatory status before applying for a loan.
See also  Top 30 Legit Loan Apps in Nigeria That Don't Defame

Q: Is Swiftkash safe to use?

  • A: Due to the delisting and unclear regulatory compliance, there are doubts about the app’s safety. It’s crucial to research thoroughly, understand the terms and conditions, and be cautious about potential risks before using any financial service.

Q: Are there any alternatives to Swiftkash?

Disclaimer: This information is for informational purposes only and should not be considered financial advice. Always conduct your own research and due diligence before making any financial decisions.

Additional Resources:

We hope this comprehensive post helps you understand the current situation with Swiftkash and make informed decisions regarding your financial needs.

Don’t forget you can report illegal loan apps and predatory practices to the CBN & the FCCPC. Together, we can make the lending landscape in Nigeria safe for everyone.


Many loan apps change their interest rates and repayment terms over time. Always review the terms and conditions carefully before downloading any loan app. B4loan doesn't promote any loan app, we just help you make informed decisions.

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