Apex Lending Loan Review: Is Apex Lending Legit Or Not?

When you find yourself in need of quick, hassle-free, and absolute collateral free financial assistance in Nigeria, Apex Lending is a go-to loan app for you. It matters not whether the money you need is emergency or you just require some extra cash for personal expenses, Apex Lending has your back.

In this article, We’ll go in-depth on apex lending loan review, requirements, interest rate, and how to apply for Apex lending loan easily without collateral.

Furthermore, an answer to “Is Apex lending loan app legit” has also been provided.

Without much Ado, let’s delve in right now.

Apex Lending Loan Requirements

Before we show you exactly how to apply for Apex lending loan easily, we’ll like you to first explore the Apex lending loan requirements. 

Without meeting these loan requirements your loan may not stand the chance to get approved.

What are the Apex lending loan requirements and eligibility criteria borrowers must meet?

Below is everything you need to know:

Age: You must be between 18 and 65 years old.

BVN (Bank Verification Number): This is a crucial part of the application process as it helps verify your identity.

Source of Income: You need to demonstrate a reliable source of income.

Bank Account: An active bank account is necessary for loan disbursement.

Another important thing you need to know before going deeply into “how to apply for Apex lending loan” is the interest rate.

With the interest rate, much care is needed as you need to understand it better before taking a loan.

Apex Lending Loan Interest Rate

Understanding the interest rates of a loan is crucial before making a commitment. Here’s a breakdown of Apex Lending’s interest rates:

Loan Range: You can borrow from N10,000 to N500,000.

Tenure: Loan terms range from 91 to 180 days.

Annual Percentage Rate (APR): The APR usually falls between 10% and 35%.

For instance, if you borrow N100,000 for 365 days with an interest rate of 20%, your total interest would amount to N20,000, resulting in a repayment amount of N120,000.

Now, let’s move ahead to how to apply for Apex lending loan in 2023.

Apex Lending Loan App Review, Is Apex Lending Legit

Apex Lending Loan App Review, Is Apex Lending Legit

How To Apply For Apex Lending Loan App Loan

Applying for a loan with Apex Lending is a fast and easy process specifically designed for your convenience. Below is the step by step guide on how to get a loan from apex lending loan app.

Download the App: Start by downloading the Apex Lending app from reputable app stores like Google Play Store or Apple App Store

Beware of unofficial app stores to protect your data and security.

Create Apex Lending Account: After installation, create an account within the app.

Provide Personal Information: Fill in the required personal information and complete the loan application form.

Wait for Approval: Once your application is submitted, wait for approval. 

Apex Lending prides itself on fast processing times, so you’ll receive a quick response.

Read: Kokpineaple Loan App Review (See Our Honest Review)

Receive Your Loan: If approved, your loan will be disbursed directly to your bank account.

Apex Lending Loan App Review: Is Apex Lending Legit?

Is Apex lending legit? 

This is a trending question about Apex lending loan app.

We all know that legitimacy is a significant concern when dealing with financial institutions. 

Apex Lending’s presence on Google Play Store with over 100,000 downloads and 1000+ reviews with an average rating of 4.0 stars suggests that they are legitimate.

The company reassures its customers that they take data privacy and security seriously. 

They adhere to all relevant data protection laws and implement robust security measures to safeguard customer information.

How to Contact Apex Lending Customer Care

If you have questions, concerns, or need assistance, Apex Lending’s customer care is available to help. 

You can reach them through the following channels:

Customer Service Email: Send your inquiries to apexlendinghelp@outlook.com.

Business Hours: Customer service is available from 9:00 a.m. to 5:00 p.m. on weekdays, excluding holidays.

Office Address: You can also visit the Apex Lending office at 78 Ogunnusi Road, Ojodu Berger, Lagos State. However, it’s advisable to contact customer care within the Apex Lending app for the most convenient assistance.

Apex Lending Loan App Review, Is Apex Lending Legit

FAQs On Apex Lending Loan App Review, Is Apex Lending Legit

FAQs | Frequently Asked Questions

Here are some helpful frequently asked questions on Apex lending loan review, Is Apex lending loan legit?, requirements, interest rates, customer care and how to apply for Apex lending loan easily with answers:

Is Apex Loan Legit?

Apex Lending appears to be a legitimate loan provider in Nigeria. 

They have a presence on official app stores with positive reviews and emphasize data privacy and security.

However, always exercise caution and conduct thorough research before engaging with any financial institution.

What is Apex Lending?

Apex Lending is a loan app in Nigeria that provides financial assistance to individuals in need of quick and convenient loans.

 It offers various loan options with specific interest rates and terms.

Is Apex Bank a Real Bank?

Apex Bank is a term used to refer to certain institutions, like the Central Bank of Nigeria (CBN), which is the country’s central banking authority. 

These institutions are real and play vital roles in Nigeria’s financial system.

Is Apex Bank Real?

Yes, Apex Bank is a term often used to describe key financial institutions like the Central Bank of Nigeria (CBN), and these institutions are indeed real.

Are There Fake Loans?

Yes, there are fake loan offers and scams. Always be cautious when dealing with lenders, especially if they ask for upfront fees or personal information without a legitimate reason. 

Verify the legitimacy of the lender before proceeding.

How to Catch a Loan Scammer?

To catch a loan scammer, look out for red flags such as requests for upfront fees, unsolicited loan offers, and unprofessional communication. 

Research the lender’s reputation, check for contact information, and report suspicious activity to relevant authorities.

Which Site is Best for a Loan in Nigeria?

There are several reputable loan providers in Nigeria. 

Some popular options include Apex Lending, Renmoney, and FairMoney. 

The best site for a loan depends on your specific needs and eligibility.

What is Apex Lending Loan Interest Rate?

Apex Lending offers loans with interest rates that usually range from 10% to 35%, depending on the loan amount and tenure. 

How Much Can I Borrow from Apex Lending Loan App?

You can borrow amounts ranging from N10,000 to N500,000 from Apex Lending, subject to your eligibility and their terms and conditions.

Apex Lending in Nigeria: Is Apex Lending Loan App Legit or Scam?

While Apex Lending appears to be a legitimate loan app with a presence on official app stores and positive reviews, it’s essential to exercise caution when dealing with any financial institution. 

Conduct thorough research, read user reviews, and ensure you understand the terms and conditions before applying for a loan. 

Always be vigilant to protect yourself from potential scams.


Apex Lending offers a convenient solution for those in need of personal loans in Nigeria. 

By following the guidelines provided in this article, you can confidently apply for a loan through their app. 

Ensure you meet the requirements, download the app from a trusted source, and reach out to their customer care when needed. 

Always stay vigilant and informed about the terms and conditions of your loan and borrow responsibly. Your financial well-being is of the utmost importance.


Many loan apps change their interest rates and repayment terms over time. Always review the terms and conditions carefully before downloading any loan app. B4loan doesn't promote any loan app, we just help you make informed decisions.

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